​Privacy ​Policy

​Outside Sites (Their Privacy Policies May Be Different)

This website contains links to other websites,  that may offer products or services that our customers might find useful. These other sites may request information from you. In such instances, the collection and use of your personal information will be governed by the privacy policy applicable to that site. We do not control the privacy policies, contents or links that appear on sites that we link to. We encourage you to review the privacy policies of any third party sites or services before providing any of them with your personal information.

​How and Why We Collect Information

We collect your information in order to keep in touch via email with individuals that find value in the content we provide.  By doing so we can better serve individuals that need help, and can benefit from continued support, guidance, and updates.

We only collect emails through the use of an email collection form, by which the visitor willingly enters name and email address, then clicking a button to confirm the sign-up request.  Name or email addresses cannot be collected in any other manner against the visitor’s will, or in a manner unbeknownst to the visitor.

We primarily collect ONLY our site visitor’s first name and email address for this purpose, unless an individual expresses interest in entering into an agent-client relationship.  In the case of a site visitor requesting to receive consultative services from a licensed agent, the visitor may decide to voluntarily submit identifying personal information such as phone number or physical address.

If a visitor decides to fill out and a submit a contact form, any personal information entered on the form is at the discretion of the visitor.

Opting In & How to Unsubscribe

If you opt in to receive any free training series, download a free PDF document, register for a webinar, seminar, or live event, or purchase any product sold by us or promoted by us, you will automatically be subscribed to our free newsletter. If you do not wish to receive this free newsletter, you may opt out at any time. We include an unsubscribe link at the bottom of every e-mail we send. If you have any trouble opting out, please send an e-mail to us. We will manually remove you from our e-mail list(s).

If you register for a course, a membership site, or a free training series, for example, the information is used to enroll you in the program, to enroll you in our newsletters, to track your preferences, and to keep you informed about the product and related products.

As a visitor to our site, you can engage in many activities without providing any personal information.

In all cases, we will collect personal identification information from you only if you voluntarily submit such information to us. We will also tell you how we use your information or if we share it with another party. Except as otherwise provided in this policy, we will never intentionally disclose any personal identification information about you as an individual user to any third party without having received your permission.  (At this time we have NEVER, nor intend to ever share your personal information with a third party.)

Once a visitor expresses interest in entering into an agent/client relationship, any personal information collected would be within the context of state and federal insurance laws, and the guidelines as standard practices of an insurance policy enrollment process, via licensed agent.

When you use our site, we or our authorized technology services provider may also collect certain technical and routing information from you to facilitate your use of the site and its services. We use this information to administer the site and to understand and measure traffic patterns on the site so that we know which areas of our sites are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve our sites. This information is collected in aggregate form, without identifying you or any user individually. We may use this aggregate, non-identifying statistical data for statistical analysis, marketing, or similar promotional purposes.

This data is often tracked by us or our technology services provider by using “cookies” during your visit. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables us to record your passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. (For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies will probably not be able to access those pages.)

Exceptions to Privacy Policy

While we are committed to keeping your information secure and private, we have the following exceptions to our privacy policy: We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the site, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change.

Miscellaneous

These terms will be governed by and construed in accordance with the laws of the State of Florida, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Florida. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.